How to get an iPad2 for R3,519 (= less 20%) using your Discovery Credit Card

The cost of the Apple iPad2 is around about R4,399 but if you have attained Diamond status and have been on Discovery’s Vitality program for 5 years or more then you can get cash back to the value of 20%.  So your iPad2 will cost you R3,519 instead of R4,399!  That’s a saving of R880 :)

OK, OK, so if you aren’t already at Diamond status then you can’t get the 20% off immediately :( :(  BUT, if you follow the steps in this article then at some point in the future you too can benefit from this scheme. 
In fact, if you act now by getting the Discovery Credit Card and joining their Vitality program then your entry level status is ‘Blue’ which gets a 10% discount from partner stores (5% from Pick ‘n Pay) – please read the small print on how the discounts are calculated… also explained in another article and calculator.

See here for the official Discovery Card web page.

The partner stores for 2011 are: Altech AutoPage cellular, Altech Netstar, @Home, Reggies, ToysRus, BabiesRus, Cape Union Mart, Exclusive Books, Frasers, Look & Listen, Nando’s, Pick ‘n Pay, Tiger Wheel & Tyre (on Vitality Drive), Stuttafords, The Pro Shop, TotalSports, Apple iStore.
 
 
So, what do you need to do to get that 20% discount?
As a Vitality member, you can get up to 20% of the money you spend with your Visa DiscoveryCard at DiscoveryCard partner stores (and up to 10% at Pick n Pay) paid back into your DiscoveryCard every month.  Your maximum discountable spend at partner stores is limited to 30% of your total DiscoveryCard spend in that statement period, with your total cash back calculated on a limit of R10,000 spend at all DiscoveryCard partner stores.
See HTT’s calculator to assist in the calculations: http://handytechtips.blogspot.com/2009/01/heres-htts-latest-calculator-i-got-over.html

Steps to getting to the 20% cash back level:
1) Join Discovery Health or Discovery Life (or both) 
2) Join the Discovery Vitality program at the same time: http://www.discovery.co.za/portal/loggedout-individual/how-to-join-vitality
3) Get a DiscoveryCard to start earning rewards (cash backs and miles to spend at the Vitality Mall).  You will start earning at the ‘Blue’ Vitality level.
4) Start filling in the forms on the Discovery web site and start earning Vitality points.  Follow more detailed instructions that can be found in the article: “It's easy to get to GOLD on Discovery Vitality”.  Once you are on Gold, then attain Gold for 3 consecutive years to get to Diamond level… and start earning those 20% discounts on all partner stores.  Remember, that 5 year clock doesn’t start ticking until you join the Vitality program!
5) Once you are at Diamond, then mozy over to the www.myistore.co.za web page and locate your nearest store – call them and reserve your iPad2, then go there and use your Discovery Credit Card to pay for it.

(Whisper): Seeing as you managed read to this point, here’s a tip: If the steps 1 thru 5 above are too much for you, then why not find a friend that has already attained Diamond level and convince them to make the purchase for you!




Note: I am in no way employed nor paid by Discovery to write these articles – I am a client of Discovery Health, Life and I have a Discovery Credit Card.  I have Diamond status in the Vitality program.  I am currently investigating the VitalityDrive short term insurance product.

Credit: thanks to @rcgmobi for the question which led to the writing of this article.